NEW  Recursive self-improvement is live, your Banking agents retune themselves in production, every week. See how →
Industry · Banking

Compliant voice AI for every account, payment and card.

auto-AGENTS™ resolve balance and payment questions, card disputes, transfers and fraud alerts across voice and chat, identity-verified, PCI- and SOC 2-grade, grounded in your core banking systems over MCP, and recursively self-improving.

banking customer on a live call with an auto-AGENT
Dispute & fraudLive, voice-first ↗
J
James CarterInbound call · card dispute
LIVE 02:14
“There's a $48 charge I don't recognize.”“I see it, merchant QX*Online, June 21. I've opened dispute #DP-2231 and issued a $48 provisional credit.”“Oh, perfect.”“You'll have a final decision within 10 business days, confirmation's on its way to your email.”

Conversations your customers can bank on.

Identity-verified voice agents resolve balances, payments, card disputes and transfers, PCI- and SOC 2-grade, grounded in your core banking systems, every action audited.

banking team supporting customers
Dispute & fraudCreate your own agent ↗
0
Auto-resolution
0
Response latency
0
Cost per contact ↓
0
Conversations scored
0
Always-on
0
Connectors
One brain, every channel
VoiceChatSMSMobile appWeb messagingOutbound
Where it goes to work

Built for banking, from the first call.

The agent authenticates the caller, retrieves the account over MCP, and completes the transaction or files the dispute end to end, with PII masking and full audit on every step.

1Authenticate2Retrieve account3Transact / dispute4Self-improve · RSI
01 · Service operations

Resolve money questions in seconds.

Balances, payments, transaction history and card controls resolve autonomously, with sensitive data masked and every action written to an immutable audit trail.

70%
resolved end to end
35%
lower cost / contact
LiveService operationstoday · all channels
70%
Auto-resolution
↑ 7 pts
4.6
CSAT
↑ from 4.1
388ms
p95 latency
sub-500ms
Containment · 12 wk
02 · Disputes & fraud

It files the dispute, and tells the truth about timing.

The agent verifies identity, gathers the facts, opens the case in your core system over MCP, and sets accurate expectations. Customers get a resolution path, not a transfer.

LiveCard disputeverified · p95 392ms
Customer
There’s a $48 charge I don’t recognize.
auto-AGENTS™
I see it, merchant “QX*Online”, June 21. I’ve opened dispute #DP-2231 and issued a provisional credit of $48. You’ll have a final decision within 10 business days.
Customer
Perfect, thanks.
auto-AGENTS™
Confirmation is on its way to your email.
Context
  • Identityverified · MFA
  • Charge$48.00 · 06/21
  • Case#DP-2231 open
Action · MCP
Core banking ✓CRM ✓
0
handoffs
10d
SLA set
03 · Outbound & collections

Proactive, consent-aware outreach.

Payment reminders, fraud alerts and balance nudges go out with consent lists, time-zone throttling and STIR/SHAKEN signing, and the same agent handles the inbound response end to end.

Outbound campaignconsent-aware
Segmentdue in 5dDialthrottled · TZResolvepay / arrangeCompliance packetconsent · TCPA · audit
auto-AGENTS™ settled balance over MCP · logged for QA
Agent library · ready to deploy

A library of banking agents you can use as-is.

Proven agents for the use cases banking teams see every day. Clone one, connect your systems over MCP, and go live in days, each resolves a real workflow end to end and keeps improving itself with RSI.

AccountsCardsPaymentsLending

Account Servicing

Ready

Balances, transactions, statements and beneficiary or address changes after identity verification.

FIS / Fiserv coreCRMMFA
Deploy →

Card Dispute & Fraud

Ready

Files disputes, issues provisional credit, and blocks or reissues cards.

Visa / MastercardCoreFraud engine
Deploy →

Payments & Transfers

Ready

Schedules payments and runs P2P, ACH and wires with step-up verification.

Zelle / ACHCore bankingMFA
Deploy →

Loan & Mortgage Status

Ready

Application status, documents needed and rate questions across the pipeline.

Encompass LOSCRM
Deploy →

Fraud Alert Outbound

Ready

Verifies suspicious activity and confirms or freezes the account in real time.

Fraud engineTwilioMFA
Deploy →

Collections & Hardship

Ready

Consent-aware reminders, payment arrangements and hardship intake.

CoreSTIR/SHAKENCRM
Deploy →

Onboarding & KYC

Ready

Identity verification, document capture and compliant account opening.

PlaidKYC/AMLCore
Deploy →

Card Controls & Limits

Ready

Freezes, unfreezes, travel notices and limit changes on demand.

Card platformCoreMFA
Deploy →

Branch & ATM Locator

Ready

Finds nearby branches, ATMs, hours and appointment booking.

Location APIsScheduling
Deploy →
9 ready agents shown · the full banking library and custom agents are available in Agent Studio. Build your own →
Why it matters

The business case writes itself.

70%

Contacts resolved autonomously

Balances, payments, disputes and card controls handled end to end, your team handles only complex or sensitive cases.

35%

Lower cost to serve

TokenTrim™ and 24/7 autonomous capacity cut cost per contact while absorbing seasonal and incident-driven spikes.

100%

Coverage for compliance

Every conversation is scored for disclosures and policy adherence, not a 2% sample.

Recursive self-improvement

It gets better every week, on its own.

A closed production loop runs continuously: resolve, measure, learn, optimize. autoQA scores 100% of conversations, winning responses get promoted, and prompts, routing and TokenTrim™ inference-compression retune themselves. Resolution climbs and cost decays, every change gated and reversible.

RSI · production

Outcomes compound, quietly.

You don't re-train or re-build. The system promotes what works across your banking workflows and retires what doesn't, so the curve bends in your favor week over week.

RSI loop · productionlast 12 weeks
Auto-resolution
CSAT
First-contact fix
Cost / contact
Runtime · security · scale

Production-grade from the first conversation.

The frontier model is the easy part. auto-AGENTS™ wrap it in the runtime, controls and guarantees a banking operation actually needs.

Compliance

PCI & SOC 2 grade

PCI DSS network segmentation and PAN masking, SOC 1 & SOC 2 Type II, GDPR, and a language-agnostic policy engine for disclosures, with an immutable audit trail.

Grounded

Your core banking systems

Retrieval-grounded over MCP across core banking, card and payments platforms, so the agent transacts and files disputes, with field-level encryption and zero-data-retention training.

Deploy

Cloud · VPC · on-prem

Run in your VPC, on-prem or by region. Benchmarked for ~10,000 concurrent conversations with graceful degradation under load.

Connected to your stack

170+ connectors. It works where your banking systems already are.

SalesforceSnowflakeServiceNowTwilioZendeskGenesysDynamicsWebex SalesforceSnowflakeServiceNowTwilioZendeskGenesysDynamicsWebex
FAQ

Banking, answered.

Yes, PCI DSS network segmentation, PAN masking and field-level encryption, alongside SOC 1 & SOC 2 Type II and GDPR. Sensitive data is redacted in transcripts and every action is written to an immutable audit trail.

Through your existing auth and MFA flows over MCP, knowledge factors, OTP and voice biometrics where enabled, before any account action is taken.

Yes. It opens disputes, issues provisional credits, schedules payments and runs transfers in your core and card systems over MCP, and sets accurate SLA expectations.

Outbound campaigns use consent lists, time-zone throttling, retry cadence and STIR/SHAKEN signing, with full consent and contact logging for compliance.

“Disputes and routine account calls resolve themselves now, with cleaner compliance evidence than we ever had from human-only QA.”
Head of Contact Center
Top-20 US bank
Proof

Outcomes teams feel in weeks.

Deploy on your hardest banking workflow and watch resolution climb as the RSI loop tunes itself, your team handles only what truly needs a person.

See it live

Bring your hardest banking contact. We'll resolve it end to end.

Pick a real scenario from your operation. In 30 minutes we'll build it, test it, and resolve it across your channels, on your systems, in your languages.